Can you finance a pool in Hickory, NC?

Yes. The Foothills Pool Company works with three trusted lending partners — HFS Financial, Viking Capital and Lyon Financial — to offer flexible pool and outdoor-living financing across Hickory and the surrounding foothills. All offer personal loans with no home equity required and a soft credit check that does not impact your score.

You Dream It, Our Partners Finance It

Pool Financing in Hickory, NC

Q: What can I finance with The Foothills Pool Company?

You can finance your entire project — the inground pool, hardscape, pool deck, landscaping, outdoor kitchen, fire pit and more — all bundled into a single loan through any of our three partners: HFS Financial, Viking Capital or Lyon Financial.

Don't wait years to save up. With flexible financing through three trusted partners — HFS Financial, Viking Capital & Lyon Financial — your dream backyard is closer than you think. Soft credit check, no home equity required.

Home›Financing

Three Trusted Lending Partners

Make Your Dream Pool a Reality Today

Installing a pool is a big investment — but it doesn't have to be a financial burden. We've partnered with three of the country's most trusted home-improvement lenders so you can compare options and find the right fit. All offer personal loans with no home equity required, a soft credit check that won't impact your score, and funding direct to you. Bundle the pool, deck, hardscape and landscaping into one simple loan.

★Three Trusted Lending Partners

✓No Impact to Credit Score

✓No Home Equity Required

🏡

No Equity Needed

Personal loans — not home equity loans. No collateral, and your home isn't tied to the loan.

✓

Soft Credit Check Only

Preview your full loan options with no impact to your credit score just for shopping.

One Simple Loan

Bundle the pool, deck, hardscape, landscaping, outdoor kitchen and fire pit into a single financed project.

Choose Your Partner

Compare Our Three Financing Partners

Each partner has its own strengths. Pick the one that fits your project and credit profile — or apply to more than one to compare offers.

Partner 01

HFS Financial

Best for service & reviews

1,500+ five-star reviews
Customized loan packages for your project
Approval typically within 2 business days
Competitive rates & outstanding customer service
No home equity required

Apply with HFS ↗

Partner 02

Viking Capital

Best for speed & flexibility

One application, multiple loan options — zero credit impact
Decisions as fast as 24 hours, funding in ~2 days
No-income-verification loans available
Bundle multiple projects together
No prepayment penalties

Apply with Viking ↗

Partner 03

Lyon Financial

Best for pool projects

Pool & outdoor-living specialists since 1979
$5B+ funded · 800,000+ happy customers
Terms up to 30 years, amounts up to $200K
Staged funding paid directly to your builder
Lowest rates for qualified borrowers

Apply with Lyon ↗

The Foothills Pool Company + Our Lending Partners

Check Your Rate in Minutes

Soft credit check · No obligation · Same-day pre-qualification

Apply with HFS ↗ Viking ↗ Lyon ↗

Good to Know

Financing FAQ

Straight answers about pool & outdoor-living financing with The Foothills Pool Company. If your question isn't here, call us at (828) 471-7706.

Yes. The Foothills Pool Company works with three trusted lending partners — HFS Financial, Viking Capital and Lyon Financial — to offer flexible pool and outdoor-living financing for homeowners across Hickory and the surrounding foothills. Spread the cost of your inground pool, hardscape and landscaping into affordable monthly payments.

Your entire project — the inground pool, hardscape, pool deck, landscaping, outdoor kitchen, fire pit and more — all bundled into a single loan through any of our three partners.

Lyon Financial. They've specialized in pool, spa and outdoor-living financing since 1979 and understand pool-project draw timing (deposit, shell delivery, deck pour, final) better than general lenders. That said, HFS and Viking are excellent options too — many homeowners apply to more than one to compare offers.

No. All three partners use a soft credit check to pre-qualify you, which does not impact your credit score. A full credit pull only happens after you accept a loan offer.

No. All three partners offer personal loans with no equity required and no lien on your home. The loan is unsecured and funded directly to you (or, with Lyon, in stages to your builder).

All three partners offer same-day pre-qualification. Viking can return decisions in as little as 24 hours, and HFS typically approves within two business days. Final funding usually follows within a few business days of a completed application.

It depends on the partner and your credit profile. Lyon Financial offers terms up to 30 years and amounts up to $200K, which comfortably covers most full pool-and-hardscape packages. Pre-qualifying shows your personalized options with no impact to your score.

Apply directly with any partner using the buttons above, or contact us and we'll help you choose. Call (828) 471-7706 with questions, or browse our pool designs while you decide.

Start Your Project

Tell Us About Your Dream Pool — We'll Reply Same Day

No high-pressure pitch. No sales-call queue. Just a real conversation about your backyard vision with the team that will actually build it.

Free on-site consultation & transparent pricing
Authorized Imagine Pools & Thursday Pools installer
Financing via HFS, Viking & Lyon — soft credit check only
Locally owned, family-operated & fully insured

Prefer to talk now?

(828) 471-7706